Short-term loans
Money when you need it, without the surprises.
Borrow between R500 and R8,000 and repay it on your next payday. You see the full cost upfront, and you can settle early at any time without penalty.
Calculate your loan
- Loan amount
- R2 000,00
- Initiation fee
- R265,00
- Service fee
- R58,19
- Interest (5% per month)
- R96,98
- Total repayable
- R2 420,17
Estimate for a first loan. Repeat loans in the same year are charged at 3% per month. Final amounts are shown in your contract.
Registered credit provider
Registered with the National Credit Regulator, NCR number 1995769299.
Clear, upfront pricing
You see every fee and the full amount to repay before you apply. No hidden costs.
Your information is protected
Your documents are encrypted and only seen by our credit team.
How it works
Choose your amount
Select how much you need, from R500 to R8,000, and when you would like to repay it.
Apply online
Complete your application in a few minutes on your phone or computer, and sign your contract digitally.
Receive your money
Once your application is approved, the money is paid straight into your bank account.
What you will need
Have these ready to make your application quick. You can upload them in the app or email them to documents@thezlgroup.co.za.
Your South African ID
Smart ID card or green ID book
Proof of address
Not older than 3 months
Your latest payslip
Showing your current income
3 months' bank statements
From the account your salary is paid into
Borrow responsibly
We check that every loan is affordable for you before we approve it. Only borrow what you can repay on time. If you are struggling to repay, contact us early so we can help.
Apply now